I broke a tooth while working on my friend's car. Will his auto insurance cover the dentist bill?

I was helping a friend change the oil in his car. When I was under the car, a wrench fell down from motor and hit me in the mouth, breaking three of my teeth. Can I file a claim for medical costs?

Jan 26, 2020 Ware Shoals, SC

Kristine Lee

Jan 26, 2020

Auto insurance will not get involved in this situation unless you were injured in a car accident or something else that would qualify as a loss. If your friend is at-fault for this happening, you could file a claim against the personal liability coverage of their renters or homeowners policy. You'll have to defer to your medical or dental insurance to cover your procedure.

If you have any questions, don't hesitate to ask.

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