I got into a minor car accident and agreed to pay out-of-pocket, but today I learned they filed a claim against me. What should I do?

I accidentally backed into a pickup truck in a parking lot. He barely got a scratch on his truck, but my right headlight shattered. I agreed to pay out-of-pocket for the scratch but when I woke up today I learned he filed a claim against me. What should I do?

Jan 13, 2020 Brookshire, TX

Kristine Lee

Jan 13, 2020

Unfortunately, if you're at-fault and the other party wants to file a claim against you, that is within their power to do so — even if you previously agreed to pay for the damage out-of-pocket. If you had already paid for the damage, make sure to tell the claims department when you speak with them and provide proof if you have it. He is still allowed to open up a claim if there was additional damage found after the incident.

If you have any questions, don't hesitate to ask.

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