I have full coverage and a non-owner hit a deer. Will insurance cover the damage?
Will the insurance pay for the damages incurred by the deer?
As long as the driver is covered by the policy — they don't necessarily need to be listed — insurance should cover the damage. Most policies would cover a driver, who does not reside with you, borrowing the car. I would inquire with your insurance about the accident and look into filing a claim to get the vehicle fixed.
If you have any questions, don't hesitate to ask.