Question

If I'm in an accident and the other driver's insurance company is covering my vehicle, do I still have to file a claim with my company?

I was hit from behind by another driver and their insurance company will be covering my damage. Do I still need to file a claim with my insurance company too?

Aug 26, 2016 Woodstock, GA

Answer
Neil Richardson

Aug 26, 2016

Technically, you don't have to file the claim with your insurance company if the other company has agreed to cover all of your damage. However, it's always a good idea to notify your insurance company of an incident like this so they can protect you if there is ever a dispute about fault in the accident or any other issue with the claims process. Best of luck!

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