While it's unlikely that the company's insurance carrier will notify your personal provider, the accident will probably end up on your driving record. Most insurance companies don't run driving reports after you've already been a customer, but the accident could impact your rate if you were to switch to a new insurance company in the next 3 years
. If you do end up looking for a new company, make sure to list the accident on any quotes you receive and compare rates
with as many companies as possible to find the best option.