Question

If I'm not considered at fault in an accident but my insurance lapsed, will my injuries still be covered?

I live in Wisconsin where I was hit from behind and had to go to the hospital. I'm worried that my medical bills won't be covered because I was without car insurance at the time of the accident.

Dec 12, 2016 Milwaukee, WI

Answer
Neil Richardson

Dec 12, 2016

If the other driver is 100% at fault then your insurance status should have no bearing on fault or you being covered by their insurance policy. I would recommend contacting the other driver's insurance company to start the claims process.

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