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Do insurance companies run a soft or hard credit check?

To get quotes, is there a hard or soft credit check? My current coverage is too expensive. No claims in the last 5 years. Automatic bill pay, never late.

Agent Answer

Kristine Lee

Insurance companies run a soft credit check when they run your credit.

We can quote you with several carriers at The Zebra. Good luck and if you have any questions, don’t hesitate to ask. For more information, see our additional resources below.

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