Question Do insurance companies run a soft or hard credit check? June 27, 2019 Colorado Springs, CO General Insurance 0 0 To get quotes, is there a hard or soft credit check? My current coverage is too expensive. No claims in the last 5 years. Automatic bill pay, never late. Agent Answer Kristine Lee Insurance companies run a soft credit check when they run your credit. We can quote you with several carriers at The Zebra. Good luck and if you have any questions, don’t hesitate to ask. For more information, see our additional resources below. What Car Insurance Companies Do Not Use Credit Scores? Coloradocreditnew quote Ask a question Contact The Zebra on Facebook The Zebra on LinkedIn The Zebra on Twitter The Zebra on Google+ The Zebra on Instagram Was this helpful? 0 0 Didn't Find What You Were Looking For? Ask us another question and an insurance expert will get back to you with an answer.