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What do insurance companies use to determine high risk drivers?

I’m being declined coverage and being told it’s because I am a high-risk driver. I only have three tickets in seven years and no points on my driving record. Can you help me find cheaper rates?

Agent Answer


Every insurance company rates drivers differently. There are also other factors, such as credit, continuous insurance history, and age that can determine you to be a high-risk driver. We can quote you with several carriers at The Zebra. You can also give us a call at 888-807-3823. Good luck and if you have any questions, don’t hesitate to ask.

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