I have a 1997 BMW Z3 1.9L 2-door convertible fully insured with GEICO. In 2017, I paid $640 and for 2018, they want $887, an increase of $247. They claimed the increase is due to parts and labor going up over the years. I am 61, retired, drive under 3,000 miles per year and have been with GEICO for more than 9 years. They have occasionally increased by $10 per year but never this much. In 2017, I placed two claims, one that was weather-related costing around $800 to fix and the other one where I hit a road object (no injuries) also costing around $800 to fix. My deductible was $100 for each. I wonder if that had anything to do with the increase and they just would not tell me. I have had no other accidents that required GEICO to pay out. In 2015, I was struck by another driver but they paid for all damages. I have been shopping for other insurance but not with much luck. They all seem to charge higher. I got a decent quote from an insurance call ESURANCE but the reviews all appear negative. Do you know anything about ESURANCE or any other auto insurance company that might be competitive?