Isn't it most cost effective to have cars and home with one company

Yes, typically it is cheaper to bundle your car and home insurance policies with one insurance company. Most companies will give you a multi-policy discount when you have more than one line of business with their company. On average, a multi-policy discount for home and car insurance will give you 9-10% on your car insurance policy. Currently, we only provide quotes for car insurance. However, it is in our future plan to offer additional lines of insurance!