You should keep in mind that you will have to pay your deductible if you decide to file a claim. Since you hit a curb, it will be considered an at fault accident and your rate will likely be increased. In Nevada
, our State of Insurance report
shows that an accident will cause your rate to increase by about $945 per year and accidents will impact your rate for 3 years. With the repair cost being so low I would recommend paying for the damage yourself, but if your deductible is less than $1,000 and you can't afford to pay for the repair on your own then you might consider filing. You only have 1 year to file a claim in Nevada
so I would recommend contacting your insurance company as soon as possible; if that's the route you'd like to go. Ultimately the decision is up to you, but I would consider all of these things to help you make the right choice for your situation.