How long will I be charged for an accident in Michigan?

I filed a collision claim after my car was backed into in a parking lot. How long will this stay on my insurance record?

For Michigan, you will be rated (i.e., charged) for 3 years for this type of claim. In Michigan, an at-fault accident will raise your premium by about 47% according to 2017 data. While car insurance in Michigan is fairly expensive, you are not bound to your current insurance company. So, use this opportunity as a chance to reevaluate your insurance company. You can compare rates here.