Question

How long will I be charged for an accident in Michigan?

I filed a collision claim after my car was backed into in a parking lot. How long will this stay on my insurance record?

Mar 6, 2018 Detroit, Michigan

Answer
Ava Lynch

Mar 6, 2018

For Michigan, you will be rated (i.e., charged) for 3 years for this type of claim. In Michigan, an at-fault accident will raise your premium by about 47% according to 2017 data. While car insurance in Michigan is fairly expensive, you are not bound to your current insurance company. So, use this opportunity as a chance to reevaluate your insurance company. You can compare rates here.

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