What model car can I pick to get the cheapest insurance rates?
I'm just looking for the average cost but I can give you more info if you want to delve deeper into it. I'm 22, previously had a wreck, credit score is around 600, currently on my mom's insurance which is GEICO but could convince her to switch.
The cheapest type of car to insure is typically an early-2000s 4-door sedan. You want it to be a car that you are not making payments on that way you do not have to carry comprehensive and collision coverage. You can just keep liability on the car. Several other factors go into calculating your rate. Some of the factors include your age, driving history, credit score, insurance history, and location.
Based on the provided information, your rate will not be cheap. We can help you compare companies to help you find the best rates.
Here is more information relating to your driving profile:
- Car insurance for 22-year-olds
- Car insurance by your credit level
- Car insurance for high-risk drivers
Good luck, and if you have any more questions don't hesitate to ask.