Question

How much coverage do I need?

I see there are a lot of options for coverage amounts: 25K, 50K, 100K, and many more. How do I know which is the right one to select?

Aug 9, 2016 Los Angeles, CA

Answer
Neil Richardson

Aug 9, 2016

We have an article devoted to this question that you can view here. When choosing your liability limits, you want to be aware of your assets and select limits that will adequately protect you in the event that you injure someone else in an accident. If you own a home or large assets, it is usually recommended to carry liability limits of at least $100,000 per person, $300,000 per accident, and property damage liability of at least $100,000 per accident. And, if you ever feel that you need higher coverage limits you can normally call your insurance company to increase your coverage! Best of luck!

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