Question

How much could my rate go up after a small fender bender?

My wife backed into a parked car while shopping and caused about $2K-$3K in damage. I'm trying to decide if I should pay out of pocket for the damage or file a claim.

Nov 9, 2016 Sherman Oaks, CA

Answer
Neil Richardson

Nov 9, 2016

Page 58 of our State of Car Insurance Report shows that an accident in California has an average impact of an additional $899 in premium per year. These numbers are averages and there are other factors at play, but that should provide a ballpark figure as to what you can expect.

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