Question

My 23-year-old daughter owns her vehicle and has insurance on it. Should I keep her listed as one of our household drivers?

Is there a benefit in keeping her on my policy or should we remove her from being listed as one of the household drivers of our vehicles? She has full coverage with the same liability amounts as we do.

Nov 6, 2019 Rockford, MN

Answer
Kristine Lee

Nov 6, 2019

It depends on a few factors. If she lives in your household, the insurance company may require she be listed on your plan as a driver. If there's a chance she would need to use your vehicle, I would keep her on the policy. You may want to reach out to your company or agent and see if removing her or designating her as an excluded driver is possible.

If you have any questions, don't hesitate to ask.


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