Question

My car was hit by a drunk driver that ran off. Why do I owe a deductible if my car was damaged in a hit and run?

I was parked in a parking lot and my car was hit while parked. Why can we be held liable, can I sue if marked as at fault?

Feb 20, 2020 Portland, OR

Answer
Kristine Lee

Feb 20, 2020

Your insurer should not at all be listing you as the liable or at-fault party in a hit-and-run claim. I recommend contacting your insurance company to ensure they are filing the claim accurately.

If you're using uninsured motorist coverage for this claim, you could be responsible for your deductible; but depending on the circumstances, this could be reimbursed back to you.

If you have any questions, feel free to ask.


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