Question

My neighbor flooded my apartment, does renters insurance cover the damage?

My neighbor had a fire and set off their sprinkler system which also set mine off. Will renters insurance cover the damage to my things?

Jul 2, 2020 Granville, WV

Answer
Kristine Lee

Jul 2, 2020

If you have renters insurance, your policy should cover the damage to your personal property up to the coverage limit. You'd be subject to a deductible if you were to file a claim. If you can, provide a home inventory, photos, and receipts with your claim.

If you have any questions, feel free to ask.


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