No, you don't have to report to your insurance company that you received a citation. But when it comes time to renew the policy, your insurance company will check your MVR (motor vehicle report) and probably raise your premium accordingly upon seeing the ticket. If it's the first citation on your record, look into dismissing it by taking an approved defensive driving course. If you have any further questions, don't hesitate to ask
. For more information, see our additional resources below.