Question

Do I need to add my dog to my car insurance?

I travel a lot with my dog. If we get in an accident, I want to make sure his vet bills are covered.

Jul 1, 2016 Austin, TX

Answer
Neil Richardson

Jul 1, 2016

Luckily, your dog wouldn't need to be listed on your policy to receive injury coverage resulting from a crash if your policy provides for it. However, pet injury coverage is not offered by every company, in every state, or for every animal so you would need to check the specifics of your policy or call your insurance company. We actually have an article that specifically addresses pet injury coverage in our publication, Quoted. Even if your policy does not have a provision for coverage your pet, if you are hit by another driver who is considered at-fault, you may be able to claim your pets injuries against the other driver's liability coverage. Best of luck!

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