Question

Do I need commercial auto insurance to deliver mail in my jeep?

I live in a small town and work for the post office. The delivery vehicle is broken down and I plan to use my jeep until the mail truck is repaired. Do I need to update my insurance?

Feb 13, 2017 Sterling, CO

Answer
Neil Richardson

Feb 13, 2017

In most cases, making deliveries in your personal vehicle would be considered a commercial risk. Even if it is only for a short period, you may not be covered if an accident occurs. Using your vehicle for work could void your policy contract so I would recommend contacting your company to obtain adequate coverage.

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