Question

Need to insure a salvaged title in CT

Can a salvaged title be insured (for liability only) in the State of CT? Car was in a fender bender but it wasn't my fault. Car has cosmetic issues, bumper scratched. Insurance co wants to declare total loss (2003 maximum). Car has 85K miles, and still runs great. After a DMV inspection, and it passes, what are the chances the car can get insured?

Mar 22, 2018 Ansonia, Connecticut

Answer
Ava Lynch

Mar 22, 2018

There are car insurance companies that will insure salvaged vehicles but there aren't as available as vehicles that haven't been totaled and repaired. Also, you might end up paying more in premium for what the insurance company sees as an additional risk. I recommend being upfront and honest with any insurance company you get a quote from to save you time. For additional information regarding salvaged vehicles and total loss, see our guide here.

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