Do I need the not-at-fault driver's insurance information?

I put a scratch on another car with my vehicle but no damage to mine she took my insurance info but did not give me hers what should I do? Credit is decent about a 730 I'm a 31-year-old male with 1 child and spouse 2 cars on the same insurance policy The second question, if I'm going to pay for a scratch on another vehicle out of pocket are my rates still going to go up?

Sep 14, 2018 Hudson, FL

Ava Lynch

Sep 14, 2018

The next step will be to contact your insurance company. They will handle the claim for you. It is up to the person you hit to file a claim. Your property damage liability coverage should cover the cost of the damages up to your specified limits. If you are found at fault for the accident, it will impact your rates for up to five years at the time of your renewal. Here is more information on what to expect if you file a claim. Good luck and if you have any other questions, don't hesitate to ask. If you are paying for the damages yourself, your rates should not be impacted.

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