Am I obligated to continue insurance payment even the car is totaled?

The accident is 6 states away from us. Was totaled and our agent is aware of it. Paperwork has been filed by the same company of that state. In the meantime am I obligated to continue paying insurance for that particular car?

Jan 24, 2019 Chicago, IL

Ava Lynch

Jan 24, 2019

No — you do not need to keep paying for insurance on a car that is totaled. As long as you were insured at the time of the accident, you should be fine. Be aware, if you do not have any other vehicles on your policy, removing that vehicle from your policy will cancel the coverage. Otherwise, you should be fine.

If you need more information on how to handle insurance for a totaled vehicle, reference our page on total loss car insurance. Good luck and if you have any questions, don't hesitate to ask.

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