Should I pay out of pocket for my vehicle or file a claim with my insurance company?

I hit a pole leaving the parking lot and there are scratches and a dent in my bumper.

Dec 25, 2016 Springfield, MA

Neil Richardson

Dec 25, 2016

The decision to file a claim would be completely up to you, but in Massachusetts, an accident has an average impact of more than $700 per year in additional premium. If the repairs are less than that then I would recommend paying for the damage out of your own pocket.

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