Unfortunately, those PIP
claims are going to work against you until they pass three years so it's going to be fairly difficult to find a well-known company willing to insure you. More than likely you will need a non-standard insurance company for the time being. Luckily there are quite a few in Florida
so I would recommend contacting local agents in your area, let them know your situation, and they should be able to point you in the right direction.