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Is it possible to purchase insurance on a car not owned by me?

My credit scores are bad, I could not get a car in my name. I asked a friend to help me get a car and he did sign with his credit and took a car. I want to buy insurance instead of being an add-on driver for the vehicle owner.

Agent Answer

Kristine Lee

Yes, you can get insurance for a vehicle not owned by you — the best option would be to have your friend add your name to the registration before getting insurance or get your own policy but have your friend listed there as insurable interest. You can also get non-owners insurance, but you should only opt for this if you don’t plan on driving the car regularly as it only provides liability coverage, so you won’t get full coverage with collision and comprehensive.

If you have any further questions, don’t hesitate to ask. For more information, see our additional resources below.

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