Is property that was stolen from the alley just outside of your house covered with homeowners insurance?

The property was near my home, but not technically on the property. Could it still be covered?

Sep 24, 2019 Andrews, TX

Ross Martin

Sep 24, 2019

Thanks for your question. Whether or not your property is covered really depends on your homeowners insurance company. For one, you're obligated by your insurance company to take any necessary precautions to protect your assets. Leaving any items unsecured outside your residence might jeopardize the validity of your claim. However, if the total amount of stolen items is substantial, it might be worth speaking to a claims rep at your company. 

Without knowing more definite details regarding the incident and your policy it is hard to give a definitive answer.  

Good luck and if you have any further questions, please reach out

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