Our State of Insurance report
shows that, overall, rates very slightly decreased in premium in 2016 for New York
. That being said, each insurance company petitions the state for rate increases so it's possible that your specific company started charging higher rates, but that doesn't mean that rates across the board are higher. Whether you're happy with your rate or you saw an increase, I always recommend shopping around every 6 months
to ensure you're getting the best rate for your specific situation. You may find that you're still getting the best deal available
, but you won't know for sure unless you look.