Question

If I was rear ended, will I get a better payout if I file the claim with my company instead of the company of the other driver?

If I file the claim with the other driver's company and my car is totaled, can I file with my company to get a better payout?

Oct 26, 2016 Washington, DC

Answer
Neil Richardson

Oct 26, 2016

You won't be able to file multiple claims for the same accident. Your insurance company and the company of the other driver will settle on a final value for your car if it is considered a total loss so the payout would essentially be the same regardless of who pays the claim.

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