No accident, no ticket, no changes on my side. It is not normal for a premium to increase for no reason by 39% from January 2019. They claim it is due to California Ins. Dept changes, is that possible?
Since it is policy-specific, State Farm will be the only one who can answer why the rate increased by 39%. I am not aware of any insurance law in California that would cause an increase of 39%. It could be that there was an influx of claims in your area, which would alert insurers to elevated risks in your location.
I suggest you shop around for a new rate and see if you can find one that beats the increased rate by State Farm.
Below is some information you might find useful. If you have any other questions, don’t hesitate to ask.