I had missed a payment due to an address error made by my insurance company. I was under the impression I would receive a monthly bill by mail at my request as I don’t have a good history with computers. Will my renters cover any damage to my vehicle in the meantime while I get this straightened out?
Question
Does my renters insurance coverage damage to my vehicle?
Agent Answer
In short, no. Your renters insurance excludes damage to your vehicle because it is considered a part of your car insurance. However, your renters insurance will extend to the contents in your car up to a certain limit, which you can find within the policy documentation of your renters insurance policy.
If your car insurance was canceled as a result of your company not sending you a bill, I recommend not not using your vehicle until you can rectify this problem. In California, it is illegal to drive without at least liability limits. Best of luck.