Car stopped for red light & truck bumps into my rear bumper do I have to report to insurance to get repair paid if under $1,000? Just happened in South Portland, Maine, no police report yet unless I’m advise to do so. Both son and I felt the jolt from the truck. Have all truck drivers info. He says to have my insurance contact his insurance if any damage. My question is:
- Do I have to report this to my insurance company?
- Do I have to report this to the police
- Is this free advice? Or am I charged a fee?