I was considering selling my RV last year, and when a potential buyer came by the test drive it he damaged the AC unit on a tree. Will the damage be covered?
Technically, the statute of limitations for property damage claims are 4 years in Florida. I would recommend contacting your insurance provider and starting the claims process. Generally waiting a long time before filing a claim can make the damage assessment more difficult for your insurance company, but you should still be able to have the damage covered.