Should I file a claim after hitting a tire in the road?

Thank you for the question. I would avoid filing a claim unless the damage is severe. The claim would be considered an at-fault collision and goes on your record the same as if you had hit another vehicle. At-fault claims can raise your rates for up to five years, which can be much costlier than paying out of pocket for repairs depending on the severity of the damage. I hope this helps you with your decision.

Thanks and have a great day.