Should I file a claim with their insurance company or mine?

I was driving down a parking lot and was hit on my passenger side. The couple in the other vehicle did call the police but no report was taken (private property). There was a little damage to my vehicle and a broken bumper on their vehicle. They did file a claim on their insurance. Should I also file a claim with my insurance or do I file a claim with their insurance?

Mar 12, 2020 Grand Prairie, TX

Ross Martin

Mar 12, 2020

In this case, if they opened a claim on their own insurance they are likely admitting fault. I would also open a claim against their insurance. I would keep your insurance out of the situation unless you are in any way at fault for the event. I hope that your vehicle is fixed soon!

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