It's important to consider the financial impact of filing the claim, regardless of his age. He will have to pay his deductible and our State of Insurance report
shows an average increase of $830 in premium per year for an at fault accident in Connecticut
. If the repair costs are less than he would pay with his deductible and increased premium then he should absolutely pay out of pocket. Ultimately the decision is up to him, but he should consider all these things before moving forward.