Question

Does my son-in-law need to add his wife to his policy now that they are married?

He is currently covered on his grandfather's insurance policy and his wife is not currently licensed. They do not live with his grandfather. Does she still need to be listed on the policy?

Jan 12, 2017 Shelby, NC

Answer
Neil Richardson

Jan 12, 2017

If your son-in-law does not live in the same household as the policy holder (Grandfather) then he needs his own policy. His spouse will need to be listed as well, but since she's not licensed and won't be driving, she won't impact the rate if she is excluded from the policy. The main issue is that he does not live in the same household as his grandfather, so he'll need his own policy.

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