My spouse has a revoked license until 2022, does he need to be listed on my insurance policy? My spouse lost is license due to a Dui, and will not be allowed to reapply for it until 2022. Right now, both cars are in my name and I am the only one in the household driving, but I know when I turned 16, my parent’s policy rate increased due to an eligible of age driver in the house, not even placing me on the policy at that point. Does he have to be listed as excluded, and if he obtains a work release license does he need to be added? We have coverage on both vehicles, but until he has an official license does he need to be listed on the policy at all?