Do I still report an at-fault accident if I wasn't charged?

I accidentally hit a female pedestrian last month and while she received some physical injuries, I was never charged with anything. In fact, the case was vacated. Do I still have to report this incident to my insurance company?

Jul 2, 2018 Sierra Vista, AZ

Taylor Covington

Jul 2, 2018

Absolutely! Plus, most companies require you report any accident even if a claim isn't filed. Furthermore, since you caused harm to someone else, you are legally responsible for the medical bills. Your bodily-injuryliability coverage should take care of the injuries you caused. Here is information on how to file a claim and what you should expect. Remember, most at-fault accidents will stay on your record for up to five years and often affect your car insurance rates.

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