Absolutely! Plus, most companies require you report any accident even if a claim isn't filed. Furthermore, since you caused harm to someone else, you are legally responsible for the medical bills. Your bodily-injuryliability coverage
should take care of the injuries you caused. Here
is information on how to file a claim and what you should expect. Remember, most at-fault accidents will stay on your record for up to five years and often affect your car insurance rates.