General Insurance

What is your best advice to buy auto insurance for my 18-year-old who is buying a used car which will be paid off?

The bad news is that car insurance for an 18-year-old on their own separate policy is incredibly expensive — over $3,400 more than the national average. The good news? Typically, we see that combining insurance by adding your kid to your policy is the best route.

Compare auto insurance rates and save up to $670 per year!

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General Insurance

My son has moved out on bad terms. Should I still keep him on my insurance?

If your son's vehicle is registered in your name, I would keep it insured. Florida will suspend the license of the registered person if a vehicle isn't insured.

General Insurance

Should I still keep my 18-year-old son on my insurance if he moved out?

If the vehicle is registered in your name I would keep it insured. Florida will suspend a license of the registered person if a vehicle isn't insured.

General Insurance

Can I get liability insurance for a financed car, and can I get gap insurance without full coverage?

Typically, no. You don't want liability only because the car will not be sufficiently protected.

General Insurance

Does it cost money to switch a car into someone's name when he or she turns 18 and, if so, how much is it?

When it comes to the cost of switching the title into someone else's name, you will need to contact the Wisconsin Department of Motor Vehicles (DMV). As far as insurance goes, I wish it was that easy.

General Insurance

Do I have to add my adult son to my insurance if he'll be driving my car while visiting?

Since your son lives in his own home at college, you will not have to add them to your policy if they drive your car less than ten times per year, with most companies. Some insurance companies offer a discount if you add a college student who lives away from home and has limited access to the insured car and seldom drives it. Every company is different so I would check with your company for their specific rules.

General Insurance

When do I get insurance after setting up financing for a used car?

I recommend setting up your insurance policy before you pick it up because you will need to have insurance as soon as you drive off the lot. The seller shouldn't have to be involved when you're choosing a policy. Every state has minimum liability insurance coverage requirements which are included on every policy.

Car Insurance Costs

What is the average cost for an 18 year old female with a sports car in Arizona?

There's a couple of things to consider regarding the average cost of car insurance for you. First, your age will definitely impact your premium.

General Insurance

Can I drop my 18yo from my car insurance policy?

It depends. Does your daughter still live in your household and drive your car?

General Insurance

Can I add a vehicle to my policy that is titled to my step-son if he does not live in our household?

When adding another vehicle to the policy you would also add the driver of the vehicle to the policy. Generally, insurance companies will not allow a person not living in the home to be on the same policy.

General Insurance

Car insurance for an 18yo in Colorado

There are too many unique rating factors that determine your car insurance rate for me to give you an exact answer. Based on your location, the average rate of car insurance in Colorado in 2017 was $1,435.
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