Eligibility

How can I enroll just my child to another insurance policy while I stay with Geico?

This can be tricky. My best recommendation is simply to contact GEICO.

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Coverage & Claims

Should we keep our adult son's car insurance in our name?

Put simply, if your son is on your insurance policy, you can be held liable for the damages he causes. You can put him on his own policy, but the rates will very likely be higher.

General Insurance

How much would insurance be for someone who just got their license and is 21 years of age?

There are many different factors that go into calculating your rate. According to our State of Insurance report, the national average premium for 21-year-olds in 2018 was $2,461 and in New York, the average premium for drivers between ages 21-29 was $2,227. We can help you look for quotes from dozens of insurers at The Zebra to help you compare and find the best rate.

Driving History

Can I add my 21yo son to my car insurance policy?

Does your son live with you? If he does, you shouldn't have a problem adding him to your policy.

Car Insurance Costs

Does car insurance drop at 21?

There are several factors to consider when it comes to insurance rates and your age. No one company rates the same.

General Insurance

Do I have to add my son with a permit to our insurance

I would recommend speaking with your insurance company regarding their specific rules. But, given him using the vehicles often, I would imagine they will require him to be an added driver to the policy.

Car Insurance Costs

Will my 21 year old son get a better rate if he is added to my auto insurance policy?

While Michigan does charge a $170 fee for each insured vehicle, most insurance companies offer a discount for insuring multiple vehicles under the same policy. In addition to that discount, you may also qualify for discounts that he would not get on his own.
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