Coverage & Claims

Can I be reimbursed for a rear-end collision damage after 3 years?

Since you filed a claim, you should still be compensated for the damages. I would get in contact with the other party's insurance as soon as possible.

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If a ticket on my record passes 3 years, is my company required to lower my rate?

Tickets should only be chargeable for 3 years from the issue date. However, some companies will not adjust your rate until your policy renews which is likely what your agent was referring to.
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