Car Insurance Costs

Why is my insurance $200 a month?

There are a few things to look at here. First, your at-fault accident.

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Coverage & Claims

If I wrecked my daughter's car and she is covered on my policy, how do I keep her rate from increasing?

The first thing I'd like to address is the concern about your daughter's portion of the premium increasing. Since you are both covered on the same policy the overall premium is going to increase if a claim is filed.
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