Coverage & Claims

What is the average cost of car insurance in Virginia?

That's a difficult question to answer. Below are some answers based on the information you have given me.

Compare auto insurance rates and save up to $670 per year!

Location pin icon
Most Recent

General Insurance

Do all car insurance premiums increase every year?

Unfortunately, car insurance is reflective of both you and the surrounding environment. Meaning, the increase value of vehicles, rise in claims and cost of claims, and medical costs can all make insurance premiums increase.

Coverage & Claims

Will my insurance company total my vehicle after damage

For New Jersey, a vehicle is determined to be a total loss if the cost of repairs plus the scrap value of the vehicle is greater or equal to the actual cash value of the vehicle. Because you know the value of the repairs, your next step would be to determine the value of your vehicle.

Car Insurance Costs
Coverage & Claims

What's the cheapest company for a 60 year old man with a DUI

Because car insurance companies and through extension your insurance premium are incredibly specific, it's impossible for me to give you the exact company that is the cheapest. However, through our analysis here, we see that Liberty Mutual tends to be the cheapest company for a DUI conviction, all other metrics consistent.

Coverage & Claims
General Insurance

Insurance increase due to increased cost of parts and labor?

There's a couple of things to look at here. First, parts and labor for BMWs are typically higher than other vehicles and are considered more expensive in general to maintain.

Coverage & Claims

Do you need to disclose medication when you apply for car insurance

You are only required to disclose medical conditions that may impair your ability to drive safely, such as a seizure disorder or something similar. ​If the DMV and your doctor have approved you to drive then you are not required to disclose your medications, just beware that you do not drive while under the influence of any medication that could impair your ability to drive safely.

Car Insurance Costs

Can I use my parent's address if my college zip code is causing my rate to increase?

The zip code where the vehicle is primarily kept is what needs to be used for insurance purposes. Depending on your age, company, and residential state, you may have been able to stay on your parent's policy, but since you now live off-campus you will have to use the address where you live.

Coverage & Claims
Eligibility

How do I get insurance with a medical claim on my driving record?

It can be tough to find insurance coverage in New York state after you have been injured in an accident, even if it wasn't your fault. Your best bet is to compare rates with as many companies as possible to find a company willing to insure you.

Coverage & Claims

Should I get my insurance company involved or pay for the damage myself if I backed into a tree?

It will ultimately depend on your deductible and the extent of the damage. Unfortunately, backing into a tree will be considered an "at-fault" accident if you file a claim with your insurance company.

Coverage & Claims

Will my rates increase for claiming an accident?

Long story short: yes, claiming this accident is very likely to increase your future rates for at least 3 years. It sounds like the accident was fairly significant, but you can still take the vehicle to a repair shop for a damage estimate.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question