Car Insurance Costs

How can I get insurance with a not so good driving record?

Unfortunately the decreasing of points on your license doesn't necessarily translate to lower insurance rates, because the original ticket itself is still on your record. If you happen to have tickets actually dropped from your driving record then that would lead to lower rates.

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Will my insurance company drop me if I just had my third accident?

Since each insurance company has their own underwriting requirements, they would be the only ones who could tell you if your policy will be non-renewed due to your accidents. As for eligibility with other companies, unfortunately the answer is also the same.
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