General Insurance

I have a car in my name but my sister drives it. What do we do about insurance?

If your sister is the policyholder, you will have to have her call her insurance company to access the policy information. Since the car is registered in your name, the insurance either needs to be in your name or you need to be listed on her policy as an additional interest.

Compare auto insurance rates and save up to $670 per year!

Location pin icon
Most Recent

Coverage & Claims

Can someone else register and insure a vehicle I finance?

If you are financing a vehicle you need to have it registered in your name. You can put the insurance in someone else's name but you would need to be listed on the policy.

Eligibility

Can I insure a car financed by a relative if we live in the same household?

Yes, you can insure a car that you do not own. You will need to list the owner of the car as a driver since they will have access to the vehicle.

General Insurance

Can lienholder be responsible in car accident?

If you keep the car registered in your name, there is a possibility that you could be held liable for damages that exceed the driver's policy. It is not common, however, there is still a chance.

Coverage & Claims

Can my ex insure the vehicle I am financing?

Yes. Your ex-wife can insure the vehicle as long as you are listed on the policy as a driver (because you are the one financing the vehicle) and listed as the additional interest since you have a financial stake in the vehicle. Also, make sure the finance company is listed as the lienholder on the policy.

General Insurance

Can I just insure the vehicle and exclude him (the owner) as a driver?

Yes. You can add him as a driver and have if excluded on the policy.

General Insurance

Can my father insure my car if I'm financing it?

In most cases, you can insure your car on your father's policy but you will have to be listed as a driver on the policy.  If you will not be driving the car you will need to listed as an additional interest on the policy for your vehicle. The person driving the car will need to be listed as a driver.

Eligibility

Do I need to be insured on the insurance policy if I'm the co-lessee of a car

You do not have to be listed as a driver on the policy. You will need to be listed as an additional interest.

Car Insurance Costs
Eligibility

Car insurance when I own the vehicle someone else drives

Yes, he can!  In this instance, you are basically acting as the bank. We recommend for him to get a full coverage plan and list you as an additional interest on the vehicle.

Car Insurance Costs
Eligibility

Car insurance for caretaker driver

The person driving the car - you - will need to purchase the insurance. Then, add the owner of the car as an additional interest, meaning they have an financial investment in the car.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question