What are the best car insurance companies for drivers over age 65?
Drivers over the age of 60 are often seen as responsible drivers by insurance companies. Because of this, they often pay $683 less per year than the average driver for car insurance.
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Should senior citizens carry collision insurance?
Thanks for the question! Comprehensive and collision are not state-mandated coverages. Though if she is financing the vehicle she would need to carry these coverages for her loan in most cases.
Can I add a driver who lives with me but is not my child to my policy?
You should have no problem calling your company and having that change made. Most companies would prefer you to combine all drivers in the same household.
How does the price of a non-owners policy compare to liability insurance?
A non-owners policy gives provides liability coverage so that they can drive a non-owned vehicle. As such, it will be much cheaper because there is no specific vehicle to insure.
Can my 16-year-old daughter have a non-owners policy and drive my car?
In short, a non-owners policy is for someone who doesn't drive a vehicle on a normal basis, doesn't own a vehicle, and doesn't have access to one. So if your daughter only rents cars, then non-owners insurance may be a better fit.
My 23-year-old daughter owns her vehicle and has insurance on it. Should I keep her listed as one of our household drivers?
It depends on a few factors. If she lives in your household, the insurance company may require she be listed on your plan as a driver.
Should I take my 23 yr old daughter off of my insurance? She recently was involved in an accident and has a DUI pending.
Yes, it would be a good idea to remove your daughter from your insurance policy due to her recent DUI and suspended license — both of which would impact your insurance by way of a much higher premium. Find out just how much a DUI can impact your rates in our guide to insurance after a dui.
Can I file an additional loss of use claim even after the at fault party's insurance has paid for the repairs of the vehicle?
From my understanding, if the initial check did not cover your travel expenses but was for the repairs then you are still owed for that and should reopen the claim with that company. They, of course, would need the info and receipts to show what expenses you had.
Should I still keep my 18-year-old son on my insurance if he moved out?
If the vehicle is registered in your name I would keep it insured. Florida will suspend a license of the registered person if a vehicle isn't insured.
My son is 19 and is in the service and will be overseas the next month. Is this covered by the definition of exclusion?
As long as you can provide proof of a separate address, you should be able to remove your son from your policy completely. Every company is different so you will need to check with your specific company.
Does it cost money to switch a car into someone's name when he or she turns 18 and, if so, how much is it?
When it comes to the cost of switching the title into someone else's name, you will need to contact the Wisconsin Department of Motor Vehicles (DMV). As far as insurance goes, I wish it was that easy.