Coverage & Claims
Why do I have to pay a deductible if I was hit by an uninsured driver?
Unfortunately, recovering the cost of your deductible, if the other driver is uninsured, is up to you. I would definitely recommend asking to speak with a supervisor at your insurance company to see if you have any other options available, but you may have to pay the deductible simply to start the repair process.
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Eligibility
Can I get a 1 day insurance policy?
Most insurance policies run for 6 or 12 month terms. You can always purchase a policy and cancel whenever you would like but you may not get any refund of the cancellation happens in the first month of the term.