General Insurance

Can you make your child a permissive user in order to get a discount?

You are not required to make your son a permissive user, so that seems off. You may want to get in touch with Allstate's customer service or your agent.
May 19, 2020 Newark, CA

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Most Recent

General Insurance

Do I have to list my spouse as a driver?

You do have to list your spouse on the policy but many companies will allow you to exclude your spouse as a driver. Keep in mind that unless your spouse has a poor driving history, bad credit, or an expensive car, it's usually a sensible decision to add them since most insurance companies offer a discount on a joint policy.
May 6, 2019 Scottsboro, AL

Coverage & Claims

Car insurance for elderly car owner who doesn't drive

There's a couple of ways to go about handling this. First, you need to be careful about your mother's registration.
Jun 21, 2018 Lake Worth, FL

Coverage & Claims Homeowners Insurance

Can a claim be denied if I have scheduled personal property coverage for a home where I'm no longer living?

The issue might be that the policy covering your wife's ring was intended to provide coverage for your primary residence. Most standard homeowners policies require that you actually live full-time in the house for which the policy applies.
Jul 29, 2017 Bedford, TX

Insurance Companies

What should I do if I cancelled my insurance policy but the company drafted money out of my account afterward?

While I can't say with a certainty, it sounds like you were set up for EFT (auto-draft) payments with Allstate so you didn't have to worry about calling in or mailing a payment. Unfortunately with EFT options, it may not be possible to stop a scheduled payment draft depending on when the payment is set to be withdrawn.
Mar 15, 2017 Detroit, MI
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